May not be suitable in all circumstances. Fees and disadvantages may apply, read here. Your credit rating may be affected.
To be the most honest, transparent and trusted provider of IVA's in England, Wales and Northern Ireland.
To ensure that our customers receive the very highest levels of service throughout the term of their IVA.
Once we have helped our customers make an informed decision we then manage their IVA's for them throughout its duration.
Money Helper (formerly The Money Advice Service) is a free service set up by the Government to help people make the most of their money. If you would like to learn more click here. Please note that we have no affiliation with Money Helper.
At Your Debt Advisor Limited our primary focus is on helping people who are struggling with outstanding debts to find a solution that works for them over the long term, ensuring that they can look forward to a future without debts in a way that is realistic, achievable and most importantly, affordable.
With a customer centric approach, we offer help and advice that will enable you to make an informed decision on how best to proceed with managing your debts.
And we don’t stop there. We will guide you throughout the process and will answer any questions or queries that you may have.
All of our advisors are able to offer help and advice that is easy to understand and jargon free.
We will explain the pros and cons of the various debt solutions available in England, Wales & Northern Ireland to help you make an informed decision.
We offer a completely transparent service, so you won't get any nasty surprises now, or in the future.
If you have debts of more than £6,000 and can afford to contribute at least £100 a month towards all of your debts combined over a fixed period of time, typically 5 years, an IVA could be the right solution for you.
In an IVA all of your eligible monthly debt obligations are combined into a single monthly repayment based on how much you can afford to pay each month, rather than the amount that you owe. And don’t worry, you do not need to split the payment and pay all of your creditors separately, we will take care of this on your behalf. Your monthly repayments typically continue for a period of 5 years after which time any debts that are still outstanding, are written off in full, leaving you with no obligation to make any further repayments. As with any debt solution, it is important that you seek professional advice before committing – which is where we come in.
* We assess each customer individually based on their circumstances and payments to the IVA are based on what is realistic and affordable.
May not be suitable in all circumstances. Fees and disadvantages may apply, read here. Your credit rating may be affected.
